Charles Cardenas

RPS Retirement Planning Systems of South Texas

Articles

Fighting Our Inner Financial Foes

February 10, 2024

In the grand theater of life, money often plays a starring role, influencing our decisions, shaping ...

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Don't Panic! Sorting Out Your Spouse's Social Security for Nursing Home Care

January 6, 2024

When a spouse enters a nursing home, understanding the implications for their Social Security benefits is ...

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The Role of Life Insurance in Retirement Financial Planning

December 9, 2023

Life insurance is often associated with working-age individuals who need to protect their dependents from financial ...

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Retirement Planning

November 9, 2023

Incorporating Annuities and Life Insurance Comprehensive retirement planning entails thoroughly assessing your entire financial picture, future ...

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Holistic Retirement Planning vs. Bank Management Retirement Planning

October 26, 2023

A Comparative Analysis Retirement planning is an essential aspect of financial planning, and there are two ...

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Embracing Golden Years in the Lower Rio Grande Valley

September 22, 2023

Texas' Best-Kept Retirement Secret The Lower Rio Grande Valley (LRGV), situated in the southernmost tip of ...

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Secure Your Retirement with Fixed Annuities

August 9, 2023

A Path to Stability and Peace of Mind Picture yourself in your retirement, sitting on the ...

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Challenges of Estate Planning for Couples

June 7, 2023

Navigating the Complex Terrain Estate planning is crucial for couples to ensure their wishes for asset ...

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10,000 Baby Boomers Retire Each Day

January 30, 2021

10,000 new baby boomers retire each day. Think about it: Many people don’t get defined ...

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A Compelling Story: Fixed Index Annuities

July 21, 2020

How would you like to play poker where the casino told you they would guarantee you ...

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A Gold Watch And Lifetime Income

March 7, 2019

Pensions have evolved to self-directed retirement planning I grew up in steel country in Western Pennsylvania. ...

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A La Carte Planning Don't Be A Victim

March 26, 2023

A dangerous phenomenon is happening within the financial services industry. For years marketing gurus taught the ...

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A New Idea That Has Been With Us For Over 200 Years

August 14, 2019

“Only money left over after paying taxes can be spent. For the average person in the ...

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A New Year, A New You

January 10, 2024

Embracing Positivity With Smarter Finances As the confetti settles and the calendar flips to "2024," a ...

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A Retirement Income Trifecta

May 9, 2022

The Best Practices Used to Create Sustainable Streams of Retirement Income My parents and grandparents both ...

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A Simple And Successful Approach For Your Nest Egg

September 25, 2022

In the spring of 1983, a 61-year-old Australian sheep farmer named Cliff Young entered his first-ever ...

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A Time To Give Thanks

November 3, 2021

As Thanksgiving approaches, I think about what I have to be thankful for and the traditions ...

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Annuities Are A Logical Solution For Longevity Risk

October 14, 2021

"Transitioning from saver to spender can be a disconcerting shift for many seniors. A more systematic ...

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Annuity Lie: You Die and the Insurance Company Profits

November 17, 2021

Why lie about annuity benefits? If you buy an annuity and die, the insurance company keeps ...

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Annuity Lies Rebutted

May 24, 2019

Watch out for the Fake News and those who spread it I know that many ...

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Charles Cardenas picture

Charles Cardenas

RPS Retirement Planning Systems of South Texas

212 W 3rd St

Weslaco, Texas 78596

charles.cardenas@retirevillage.com

(956) 463-6862

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